How do insects limit water loss?

Insects limit water loss primarily through the presence of a waterproof exoskeleton. This exoskeleton is made of a substance called chitin, which is not only rigid and provides structural support but also serves as a barrier to water. The protective outer layer minimizes evaporation of water from the insect's body, enabling them to survive in environments where moisture levels can fluctuate.

The other choices do not effectively contribute to reducing water loss. For instance, increasing body temperature actually leads to increased rates of evaporation, which contradicts the goal of conserving water. A large surface area to volume ratio would typically increase water loss through evaporation, as it provides more area for water to escape. Maintaining open spiracles, the openings that allow air to enter the respiratory system, can lead to greater water loss since these openings expose the internal moisture to the outside environment. Thus, having a waterproof exoskeleton stands as the most effective adaptation for minimizing water loss in insects.